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Robert S. Goggin Linkedin
Chairman of the Board

Robert S. Goggin

Bob, a graduate of St. Joseph’s University and Widener University School of Law, began his career as a prosecutor in the Philadelphia District Attorney’s Office in 1989. Thrust directly into the courtroom, he honed his skills through years of trial work designed to protect the citizens of Philadelphia. Bob later put these skills to work after leaving the DA’s office by representing various unions, including correctional officers, tradesmen, and laborers. This additional level of experience further enhanced his litigation, reconciliation, and management abilities.

After advocating for change at Vermillion (NASDAQ: VRML), he was elected to Vermillion’s Board in March 2013. Time proved that his ideas were sound.

Yet as an entrepreneur himself, Bob always found the lack of innovation in small business financing frustrating. As a director of a NASDAQ-listed public company, he experienced firsthand the sharp contrast between small businesses and public companies in terms of access to the capital markets. Bob ultimately decided to bridge the gap and founded 48 Factoring Inc. in order to provide innovative financial products to small businesses.

Michael McNulty Linkedin

Michael McNulty

McNulty is a repeat entrepreneur who has founded and shepherded numerous companies from their infancies into success stories. He most recently founded and served as Chairman and CEO of Movitas LLC, a mobile platform company acquired by Allin Interactive Corp in November 2013. Prior to that, Mr. McNulty co-founded Verticalnet, Inc. a technology firm that provided supply management software and created industry specific “vertical” marketplaces. In that role, he helped lead the company to one of the most successful IPOs in NASDAQ history as it quickly grew to nearly 2,000 employees. During his tenure at VerticalNet, Mike was honored as an Ernst and Young Entrepreneur of the Year for the Philadelphia Region. He was also named to the “Folio 40” as one of the publishing industry’s most influential leaders and innovators.

Mr. McNulty received a B.S. from Saint Joseph’s University in 1985, served on the school’s Board of Trustees from 2000 through 2008, and is a member of the University’s “Business Hall of Fame”.

Sandria Sheehan Linkedin
Director of Operations

Sandria Sheehan

Sandria has a decade of managerial experience within the banking and finance industry, having gained extensive knowledge, experience and understanding in regard to underwriting, risk assessment and risk management within all aspects of retail banking. Throughout her career Sandria has focused on helping small businesses address their financial needs, and foster sound fiscal responsibility while operating in a strong growth mode. Her strength in building long term client relationships is based on trust, transparency and a genuine interest in her client’s business plans and goals.

Sandria’s role at 48 Factoring is to supervise the day to day business operations, ensure a smooth workflow and enhance efficiency with a particular focus on both the due-diligence process and daily interactions with new and existing clients.

Shannon Britton
HR Manager

In October 2014, Shannon joined 48 Factoring. A graduate of Wilmington College, Shannon began her career in human resources a decade ago. She has worked with both large and small business in the private and public sector, including Staples, Inc (NASDAQ: SPLS).

During her time at Staples, Shannon served as an HR Coordinator and HR Generalist for the North American Delivery division which covered the US and Canada. Shannon was responsible for on-boarding, benefits administration, recruiting, coaching and associate development, handling unemployment claims (she’s never lost one either), policy writing, review, and implementation, served on several HR project teams, responsible for a building of 400+ people and worked with entry-level through director and VP level employees.

Throughout her career, Shannon has helped companies maintain compliance with all HR matters, avoiding any outside legal action. Shannon’s expertise is in recruiting and operations. It is this expertise that ensures that we are attracting the best talent all over the United States and that we have effective processes and policies in place and that employees and contractors alike are well represented, making it easy for them to come to her with any issues that may arise.